How To Finance A Franchise With La Diperie

Exploring Your Best Funding Options

If you’re looking to finance a franchise, La Diperie provides multiple pathways to help make franchise ownership a reality. We understand that funding a new business can feel overwhelming, which is why our team is here to guide you through the process. Whether you’re exploring traditional bank loans, SBA loans, or financing through family and friends, there’s a solution that fits your needs.

Traditional Bank Loans

Financing a La Diperie franchise can be efficiently managed through traditional bank loans, a popular choice due to the favorable perspective many financial institutions hold towards franchises with a solid business model and industry recognition. With La Diperie’s established presence in the frozen dessert market and the operational backing from our parent company, Kahala Brands™, lenders often view our franchise system as a stable investment.

When you apply for a bank loan, having a strong credit score is crucial. You’ll also need a well-structured business plan, realistic financial projections, and a down payment, which typically ranges from 10-30% of the total loan amount. Our experienced team is here to assist in crafting a compelling business plan, focusing on the strengths of our franchise model to enhance your loan application and improve your chances of securing funding. This guidance aims to streamline the financial aspects of starting your franchise, setting a solid foundation for growth.

SBA Loans

For those looking for lower down payments and longer repayment terms, an SBA (Small Business Administration) loan can be a great option. SBA loans are partially backed by the government, reducing the risk for lenders and making them more accessible to new business owners.

There are several types of SBA loans available, but the most common for franchisees include:

• SBA 7(a) Loan – The most flexible option, covering expenses such as startup costs, equipment, and working capital.
• SBA 504 Loan – Designed for real estate and construction costs if you’re building a new location.

La Diperie is part of a strong franchise network, making it easier for our franchisees to qualify for SBA loans. Additionally, we can connect you with SBA-preferred lenders who have experience working with franchise owners.

Family & Friend Loans

Another option to finance a franchise is securing funds from family and friends. Many entrepreneurs choose this route because it often comes with flexible repayment terms and lower interest rates compared to traditional loans.

If you pursue this option, it’s important to structure the agreement professionally to protect both parties. We recommend clearly outlining repayment terms and expectations, using legal documentation to formalize the loan, and treating the loan as a business transaction to avoid misunderstandings. La Diperie’s franchise team can offer insights on structuring these agreements, ensuring you maintain strong personal and professional relationships.

Learn More about Franchising with La Diperie

Financing a franchise doesn’t have to be complicated. With multiple funding options and support from our experienced team, you can take the next step toward owning your own La Diperie location.

Learn more about our business model, the cost to franchise, and how we support you by visiting our research pages here. If you’re ready to learn more about how to finance a franchise, fill out our inquiry form here, and let’s explore the best path for you!